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Buildings Insurance

A policy that covers the cost of repairing a house or other building, if it is damaged by certain events.  <back>

Comprehensive Insurance

A policy covering a number of types of loss or damage. The term is used mainly in motor insurance.  <back>

Contents Policy

A policy that covers the cost of replacing possessions lost, stolen or damaged.  <back>


The principle by which policyholders are put in the same financial position after a loss as they were immediately before it.  <back>

Motor Insurance

Covers any legal liabilities that arise from the use of a motor vehicle. If it is a comprehensive policy, damage to the vehicle is also covered.  <back>


A policy which replaces items that are lost or destroyed with a brand new one disregarding the effects of wear and tear.  <back>


The amount the policyholder pays for the insurance.  <back>

Sum Insured

In house insurance it is the amount for which property is insured, and the maximum amount which the insurance company will pay for any claim.  <back>

Third Party, Fire and Theft Cover

Motor insurance that covers liability for injuries to other people (including passengers) and other people's property caused by the insured.  <back>

Third Party Cover

As above but without cover for fire and theft.  <back>

Travel Insurance

A policy covering certain risks connected with travel, such as unavoidable cancellation, personal accident, medical treatment abroad and lost or stolen luggage. <back>

Hedgelands Financial Services, Hedgelands, Abbotskerswell, Newton Abbot, TQ12 5PW
Registered in England No. 4694508.  Registered Office 32 Monk Street, Abergavenny, Monmouthshire, NP7 5NW
Hedgelands Financial Services Ltd is authorised and regulated by the Financial Conduct Authority, FCA Registration Number 624282. Sitemap
Hedgelands Financial Services
Newton Abbot
Devon   TQ12 5PW



01626 360654

General Insurance:

01626 438184

Independent Financial Adviser
insurance Devon
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